OUR CURRENT HOMES
FOR SALE - $255,000
8784 Inman Ave S, Cottage Grove, MN
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Split-level home with three bedrooms on one level. Kitchen pictures do not yet show updates being done. Updates Include a new high-efficiency furnace and AC, a new water heater, new kitchen appliances, and countertop.
Beds............................
Baths...........................
Finished Sq. Feet.......
Garage........................
Lot Size....................... School District............
3
1
1296
double, detached
.280 acre
833 - South Washington
Please refer to the Income Limits Chart near the bottom of the page for maximum income guidelines to determine if you are eligible to submit a pre-application.
As with all community land trust home sales, this home will be sold to an income-eligible applicant through the community land trust purchase process. The successful buyer will be an applicant that meets all the requirements of that process; if at any time in the application process, it is shown that your income and assets exceed the limits of the program, your application will be disqualified. Approval of your application is contingent on all of the following: lender pre-approval, Two Rivers approval and the approval of the granting agencies.
Submitting a Pre-Application will not harm your credit; a credit check will only be done if / when you apply for a mortgage with a lender.
FOR SALE - $253,000
907 10th St SW, Forest Lake, MN
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One level rambler with 2 bedrooms on the main and another bedroom and bath on the lower level. Fenced backyard with a deck.
Updates include a high-efficiency furnace, water heater, added attic insulation, new countertops, dishwasher, fridge, and microwave.
Beds............................
Baths...........................
Finished Sq. Feet.......
Garage........................
Lot Size....................... School District............
3
2
1308
double, detached
.172 acre
831 - Forest Lake
Please refer to the Income Limits Chart near the bottom of the page for maximum income guidelines to determine if you are eligible to submit a pre-application.
As with all community land trust home sales, this home will be sold to an income-eligible applicant through the community land trust purchase process. The successful buyer will be an applicant that meets all the requirements of that process; if at any time in the application process, it is shown that your income and assets exceed the limits of the program, your application will be disqualified. Approval of your application is contingent on all of the following: lender pre-approval, Two Rivers approval and the approval of the granting agencies.
Submitting a Pre-Application will not harm your credit; a credit check will only be done if / when you apply for a mortgage with a lender.
FOR SALE - $260,000
8635 Hadley Ave S, Cottage Grove, MN
One level home with 2 bedrooms on the main and an additional two bedrooms to be added on the lower level. Energy updates include additional attic insulation and a new water heater.
Beds............................
Baths...........................
Finished Sq. Feet.......
Garage........................
Lot Size....................... School District............
4
1
1500
double, detached
.247 acre
833 - South Washington
Please refer to the Income Limits Chart near the bottom of the page for maximum income guidelines to determine if you are eligible to submit a pre-application.
As with all community land trust home sales, this home will be sold to an income-eligible applicant through the community land trust purchase process. The successful buyer will be an applicant that meets all the requirements of that process; if at any time in the application process, it is shown that your income and assets exceed the limits of the program, your application will be disqualified. Approval of your application is contingent on all of the following: lender pre-approval, Two Rivers approval and the approval of the granting agencies.
Submitting a Pre-Application will not harm your credit; a credit check will only be done if / when you apply for a mortgage with a lender.
FOR SALE BY OWNER - $180,000
1036 4th Ave, Newport, MN
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Split-level home with 2 bedrooms on the main and two on the lower. Multi-level deck on the back.
Beds............................
Baths...........................
Finished Sq. Feet.......
Garage........................
Lot Size....................... School District............
4
1
1264
double, attached
.17 acre
833 - South Washington
Please refer to the Income Limits Chart near the bottom of the page for maximum income guidelines to determine if you are eligible to submit a pre-application.
As with all community land trust home sales, this home will be sold to an income-eligible applicant through the community land trust purchase process. The successful buyer will be an applicant that meets all the requirements of that process; if at any time in the application process, it is shown that your income and assets exceed the limits of the program, your application will be disqualified. Approval of your application is contingent on all of the following: lender pre-approval, Two Rivers approval and the approval of the granting agencies.
Submitting a Pre-Application will not harm your credit; a credit check will only be done if / when you apply for a mortgage with a lender.
Pending Sale
194 Greystone Ave N, Oakdale, MN
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Home being sold by a current land trust homeowner. One-level rambler with 3 bedrooms on main. Basement ready for finishing including a potential additional bedroom and 3/4 bath. Recent home improvements include new roof, siding and HVAC system.
Beds............................
Baths...........................
Finished Sq. Feet.......
Garage........................
Lot Size....................... School District............
3
1
823
double, detached
.220 acre
622 - N St. Paul
As with all community land trust home sales, this home will be sold to an income-eligible applicant through the community land trust purchase process. The successful buyer will be an applicant that meets all the requirements of that process; if at any time in the application process, it is shown that your income and assets exceed the limits of the program, your application will be disqualified. Approval of your application is contingent on all of the following: lender pre-approval, Two Rivers approval and the approval of the granting agencies.
Submitting a Pre-Application will not harm your credit; a credit check will only be done if / when you apply for a mortgage with a lender.
* Income ranges listed for homes are based on certain assumptions, some of which will vary (ie., interest rates and amount of downpayment assistance awarded by lenders). Because of this, while every attempt is made to show up-to-date information, there may be fluctuation in income limits as well as eligible household size. Please contact us with any questions.
2024 Income Limits
Two Rivers Community Land Trust homes are sold to buyers that qualify under income eligibility guidelines set by Minnesota Housing (MHFA) and Housing and Urban Development (HUD). If your gross annual income is at or below the amounts in this chart, you may qualify for a home through our organization. Contact Two Rivers CLT for more information about the program or one of these homes.
Household
Size
1
6
7
8
2
3
4
5
Income Limit
$68,500
$78,250
$88,050
$97,800
$105,650
$113,450
$121,300
$129,100